RICK L. KNUTH is the keeper of the Banking and Finance Law Spotlight Site.

Rick's practice focuses on assisting institutional and private lenders and borrowers in asset-based loan transactions, real estate financing, accounts receivable and inventory-based financing. He has over 30 years experience in loan documentation, mortgage and trust deed foreclosures, loan participations, credit opinion letters, workouts, and insolvency proceedings of all kinds. He counsels banks large and small in all aspects of their commercial credit relationships.

Look for postings by the other attorneys in our Commercial Lending and Banking Practice Group.

Keven M. Rowe (Group Leader)
Tom Berggren
Rick L. Knuth
Kyle V. Leishman
James W. Peters
Susan B. Peterson
Jacob Redd
George R. Sutton
Glen D. Watkins
Randon W. Wilson

Published Articles

"Fraudulent Checks- the 'Same Wrongdoer' Defense"
by Rick L. Knuth

Originally Published in Utah Banker Magazine Fall 2013.

Important Resources

Welcome to the BANKING AND FINANCE LAW Spotlight Site.

Here you will find interesting information on trends and issues in the banking industry--especially with respect to the law and regulatory matters.

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Search results for "Banking and Finance Law".
Here’s what both sides in banking-and-commerce debate get wrong
Posted on Aug. 10, 2017

The interest of tech firms in offering banking services has opened a familiar line of criticism from opponents of what has been a very successful type of bank charter. They say industrial banks like those allowed in Utah could enable both retailers like Walmart and tech giants like Amazon and Microsoft to control the banking system through what these critics assert are rampant conflicts of interest.

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Banking and Finance Law
Trustee Sales
Posted on Mar. 27, 2017

In a case decided January 14, 2016, the Utah Supreme Court ruled that a trustee's sale conducted by an unqualified trustee, was neither void nor voidable.

Samuel Adamson refinanced his home in 2007. Thereafter, the loan became owned by Bank of America, which appointed ReconTrust as successor trustee. Contrary to Utah Code Ann. Section 57-1-21, ReconTrust did not maintain a physical office within the state, but nonetheless recorded a Notice of Default and Election to Sell.

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Banking and Finance Law
UCC Financing Statements and Collateral Descriptions
Posted on Jan. 30, 2017

A recent case by the U.S. Court of Appeals for the Second Circuit underscores the desirability of an "all assets" collateral description in UCC financing statements.

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Banking and Finance Law
What Dearth of New Banks Means for the Industry's Future
Posted on Aug. 18, 2016

A recent hearing before the House Oversight and Government Reform Committee examined why virtually no new banks have been organized since 2009. The hearing focused on why that mattered as well as why it is happening. The findings should be of interest to everyone concerned about our nation's economic policies.

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Banking and Finance Law
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Rick Knuth is a member of the American College of Mortgage Attorneys.

George Sutton was recognized in 2012 as Utah Attorney of the Year in Financial Services Regulation Law by Best Lawyers in America.

Rick Knuth was recognized in 2012 as Utah Attorney of the Year in Banking and FinanceLaw by Best Lawyers in America.

All eligible attorneys in this group are ranked AV Preeminent by Martindale-Hubbell.

community and industry outreach


Utah Association of Financial Services

  • Associate Member and Convention Sponsor

Utah Banker's Association

  • Convention Sponsor